Tim Barnes
Tim Barnes
Whether buying, selling, refinancing, or building your dream home, you have much riding on your loan specialist. Since market conditions and mortgage programs change frequently, you must ensure you're dealing with a top professional who can give you quick and accurate financial advice. Bank of Texas has the expertise and knowledge you need to explore the many financing options available.
Bank of Texas specialties include first-time home buyers, vacation homes, investment properties, jumbo mortgages, rate and term refinances, and cash-out mortgages. Our job is to give you expert advice to allow you to make a sound financial decision, all while delivering unparalleled customer service.
Tim is an experienced loan officer who cares about his clients, and it shows. A 2023 recipient of the Five Star Professional Award, a prestigious recognition highlighting outstanding customer experience, he enjoys educating his clients about the home-buying process and financing options to help them achieve their dreams. He can help you evaluate how much home you can afford and creative ways to leverage your home to your financial advantage.
Tim is always on top of current economic events and how they may impact the mortgage business and his clients. Having worked with individuals from all walks of life, he is prepared to help you with your purchase.
He and his team will guide you through each step of the home-buying process and answer any questions you may have, along with some you didn’t think of.
Ask our bankers about the Builder Affinity Program
Finance your new home with Bank of Texas and you may be eligible for a $2,500 credit to help with your closing costs.*
Our Preferred Builder Program can be used for:
- Single-family detached residences, condos, and townhomes.
- Purchase transactions for primary and secondary residences only (No investment properties).
- Refinancing to payoff short-term interim construction financing.
We'll work with you to provide a smooth, streamline experience from application through closing. We offer:
- Low competitive rates.
- A simplified application process.
- Personal and attentive service.
Our Preferred Builder Program can be used for:
- Single-family detached residences, condos, and townhomes.
- Purchase transactions for primary and secondary residences only (No investment properties).
- Refinancing to payoff short-term interim construction financing.
We'll work with you to provide a smooth, streamline experience from application through closing. We offer:
- Low competitive rates.
- A simplified application process.
- Personal and attentive service.
* Offer available to qualified applicants meeting new construction purchase requirement eligibility. All loans are subject to underwriting and credit approval. This is not a commitment to lend. It may not be combined with any other offer. The $2,500 credit is only available for properties located in Texas and New Mexico. Contact a mortgage banker for additional details. Some restrictions apply.