Michelle Barrera
Michelle Barrera
Whether buying, selling, refinancing, or building your dream home, you have much riding on your loan specialist. Since market conditions and mortgage programs change frequently, you must ensure you're dealing with a top professional who can give you quick and accurate financial advice. BOK Financial has the expertise and knowledge to explore the many financing options.
BOK Financial's specialties include first-time home buyers, vacation homes, investment properties, jumbo mortgages, rate and term refinances, and cash-out mortgages. Our job is to give you advice so that you can make a sound financial decision while delivering unparalleled customer service.
Michelle is a seasoned community mortgage banker with Bank of Texas, bringing nearly two decades of expertise to the mortgage industry. She has refined her skills through various roles, including mortgage processor and underwriter, which have provided her with a comprehensive understanding of the mortgage process from start to finish. Her extensive experience encompasses purchase financing, refinancing, and home equity loans, enabling her to offer clients a wide range of services.
In addition to her role at Bank of Texas, Michelle served as the 2024 president of the Texas Mortgage Bankers Association of San Antonio, where she actively worked to advance and foster connections within the local industry.
Michelle is passionate about educating her community and helping individuals and families build generational wealth through homeownership. She believes homeownership is a crucial step toward long-term financial stability and is dedicated to guiding her clients through the mortgage process with clarity and care.
Prospective clients are encouraged to contact Michelle to discuss how she can assist them in achieving their homeownership goals and securing a path toward building wealth for future generations.
Ask our bankers about the Builder Affinity Program
Finance your new home with Bank of Texas and you may be eligible for a $2,000 credit to help with your closing costs.*
Our Preferred Builder Program can be used for:
- Single-family detached residences, condos, and townhomes.
- Purchase transactions for primary and secondary residences only (No investment properties).
- Refinancing to payoff short-term interim construction financing.
We'll work with you to provide a smooth, streamline experience from application through closing. We offer:
- Low competitive rates.
- A simplified application process.
- Personal and attentive service.
Our Preferred Builder Program can be used for:
- Single-family detached residences, condos, and townhomes.
- Purchase transactions for primary and secondary residences only (No investment properties).
- Refinancing to payoff short-term interim construction financing.
We'll work with you to provide a smooth, streamline experience from application through closing. We offer:
- Low competitive rates.
- A simplified application process.
- Personal and attentive service.
* Offer available to qualified applicants meeting new construction purchase requirement eligibility. All loans are subject to underwriting and credit approval. This is not a commitment to lend. It may not be combined with any other offer. The $2,500 credit is only available for properties located in Texas and New Mexico. Contact a mortgage banker for additional details. Some restrictions apply.