Carlos Cepero
Carlos Cepero
Whether buying, selling, refinancing, or building your dream home, you have much riding on your loan specialist. Since market conditions and mortgage programs change frequently, you must ensure you're dealing with a top professional who can give you quick and accurate financial advice. Bank of Texas has the expertise and knowledge you need to explore the many financing options available.
Bank of Texas specialties include first-time home buyers, vacation homes, investment properties, jumbo mortgages, rate and term refinances, and cash-out mortgages. Our job is to give you expert advice to allow you to make a sound financial decision, all while delivering unparalleled customer service.
Carlos has been a mortgage and loan professional for over two decades with the knowledge and experience to help you through the entire loan process. By asking you the right questions, Carlos will find the best loan that fits your budget and make sure everything is completely handled properly so you can close and take possession of your new home smoothly and on time. He believes it is important to treat all clients like family and will help reduce the stress and feelings of being overwhelmed that normally accompany home buying. By keeping you well-informed throughout the entire process, from start to closing, you’ll never be left guessing where you are with your loan. Contact Carlos today and get started making your home-ownership dream come true.
Ask our bankers about the Builder Affinity Program
Finance your new home with Bank of Texas and you may be eligible for a $2,500 credit to help with your closing costs.*
Our Preferred Builder Program can be used for:
- Single-family detached residences, condos, and townhomes.
- Purchase transactions for primary and secondary residences only (No investment properties).
- Refinancing to payoff short-term interim construction financing.
We'll work with you to provide a smooth, streamline experience from application through closing. We offer:
- Low competitive rates.
- A simplified application process.
- Personal and attentive service.
Our Preferred Builder Program can be used for:
- Single-family detached residences, condos, and townhomes.
- Purchase transactions for primary and secondary residences only (No investment properties).
- Refinancing to payoff short-term interim construction financing.
We'll work with you to provide a smooth, streamline experience from application through closing. We offer:
- Low competitive rates.
- A simplified application process.
- Personal and attentive service.
* Offer available to qualified applicants meeting new construction purchase requirement eligibility. All loans are subject to underwriting and credit approval. This is not a commitment to lend. It may not be combined with any other offer. The $2,500 credit is only available for properties located in Texas and New Mexico. Contact a mortgage banker for additional details. Some restrictions apply.