Youth Savings Account
A holiday gift that lasts
Give yourself a financial head start with a Youth Savings account. It’s perfect for students under the age of 181 when co-owned by a parent or guardian, has no monthly service fee and—get this—takes only $5 to get started!
Parents and guardians, you can help start a lifetime of good financial habits by co-owning an account for your kids.
The right time to get started? Right now!
Whether you’re stashing away babysitting money or preparing to leave for college, our Youth Savings account is a great place to start. It has no monthly fee and no withdrawal fees, plus it earns interest—so your money will keep growing. And you can save even more when you enroll in QuickSave.
View our Simple Guide to Youth Savings
Account features
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The convenience you need
You do research for your homework online, so why wouldn't you bank online? With a Youth Savings account from Bank of Texas, you'll have free Online and Mobile Access2 as long as you're over the age of 13, so you can deposit checks, transfer funds and view your transaction history right from your phone.
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Reach your goals faster with QuickSave
Start saving now with QuickSave, a tool designed to help you save money automatically. You'll be surprised by how quickly it adds up!.
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Access your money
Easily find a banking center and ATM near you. You can use Bank of Texas ATMs to deposit checks, transfer funds, check your balances and more. Plus get free access to more than 32,000 additional no-fee ATMs nationwide.
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Raising Financially Savvy Kids
Is your teen prepared for their financial future? If not, we're here to help you teach your child how to budget, save and use credit wisely. Visit Youth Banking to get started.
More about Youth Savings
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- Minimum opening deposit of only $5
- Free online and mobile access2
- Free access to more than 32,000 ATMs nationwide
- QuickSaveSM - if enrolled, this rewards program automatically adds money to your Savings account with a bank match
- Free online statements
- ExpressBank 24-hour telephone automated account information
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$5 opening deposit is required.
1 When the client turns 20 years of age, the bank will convert the account to Personal Savings or other appropriate product offering. See current Personal Savings account details found within the Simple Guide to Personal Savings.
2 Clients must be at least 13 years old to enroll in Digital Access. The parent/guardian co-owner will be able to access/view the account in their own Digital Access login.
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