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Score up to $800 with a new personal checking account1

Earn up to $800 by opening a new Access Checking or Premier Checking account by May 31, 2025, at our Alamo Heights banking center, by calling Expressbank, or online using the offer code “SANANT”. Earn $400 by opening an Access Checking account and receiving $1,500 in ACH deposits within the first 90 days. Or earn $800 by opening a Premier Checking account, receiving $1,500 in ACH deposits, and maintaining a monthly average balance of $10,000 or more during the first 90 days. After 90 days, if requirements are met, your bonus will be credited within the following 30 days. 


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Earn up to $1,500 when you open a new business account2

Accelerate your business growth and earn up to $1,500 when you open a business checking account with offer code "SANANT". To qualify for a bonus, maintain an average daily balance of $5,000 for a $400 bonus, $20,000 for an $800 bonus, or $100,000 for a $1,500 bonus during the first 90 days. After 90 days, if qualifications are met, you will receive your bonus within the following 30 days. 

Additionally, enjoy waived monthly support fees for the first 3 months for payment processing solutions3, and waived setup fees and monthly support fees for the first 3 months for digital cash management4.

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Unlock 4.50% APY with our exclusive 3-month CD5

Unlock a 4.50% APY with our 3-Month Certificate of Deposit (CD) when you open your CD with at least $100,0005. This exclusive offer provides the perfect blend of flexibility and security for your savings. Ideal for individuals and businesses with annual revenues of $10,000,000 or less, this CD helps you achieve your financial goals with ease. Open your CD today and start growing your savings with confidence.

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Maximize your savings with a 4.05% APY on a 4-month standard CD6

Achieve your financial goals with a 4.05% APY on a 4-month CD6. This short-term commitment offers great returns and the flexibility you need to manage your finances with ease. Open your CD with a minimum deposit of $1,000 and enjoy a secure and rewarding investment. Plus, explore our range of other competitive CD offers to find the perfect fit for your savings strategy.
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Disclosures:

  1. Offer available to new customers only. New customer is defined as individuals not listed as a primary or secondary accountholder on an existing checking account or checking account that has closed within the last 180 days. One bonus per customer. The offer will vary by product type: Access Checking accounts $400, and Premier Checking $800.

    To receive the bonus:
    1) Open a new account either by visiting a banking center, calling our ExpressBank or opening online using the notice code “SANANT”
    2) Have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening. Person-to-person payments such as Zelle OR bank-to-bank transfers are not considered an ACH deposit; and
    3) For Premier Checking accounts, the monthly average balance must be $10,000 or higher.
    Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open and in good standing at the time of payout. The bonus is considered interest and will be reported on IRS form 1099-INT. Offer ends on 5/31/2025. Offer may change or discontinue at any time before this date without notice. Offer only available in the greater San Antonio metropolitan area, defined as the San Antonio – New Braunfels MSA

  2. Offer available to new business checking clients only. A new business checking client is defined as an entity operating under a Tax Identification Number (TIN) that is not the primary TIN associated with any existing business checking account at any of our affiliated brands. Promotion applies to businesses with annual revenues of $10,000,000 or less.

    Offer is limited to one offer per Business Taxpayer Identification Number (TIN)/Employer Identification Number (EIN)/Social Security Number (SSN). New accounts are subject to approval.

    To receive the business checking offer:
    Open a new Business Access or Business Advantage account by May 31st, 2025 by visiting a banking center, over the phone, or opening an account online using the notice code “SANANT”; and

    • To receive $400: Maintain a daily average balance of at least $5,000 for the first 90 days after account opening.
    • To receive $800: Maintain a daily average balance of at least $20,000 for the first 90 days after account opening.
    • To receive $1,500: Maintain a daily average balance of at least $100,000 for the first 90 days after account opening.

    Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met in good faith, will receive the credit within the following 30 days.
    To receive the bonus, the qualifying account must be open and in good standing at the time of the payout.
    The bonus is considered interest and will be reported on IRS form 1099-INT.
    Offer ends 5/31/2025. Offer may change or discontinue at any time before this date without notice.
    Offer only available in the greater San Antonio metropolitan area, defined as the San Antonio – New Braunfels MSA

  3. Merchant services monthly support fee is waived for the first 3 months when enrollment occurs 01/25/2025-05/31/2025. The first 3 months of monthly support fees combined represent a savings of up to $90. Monthly support fee charges begin on month 4. Transactional fees and Clover specific fees will apply. Offer only available in the greater San Antonio metropolitan area, defined as the San Antonio – New Braunfels MSA.

  4. Exchange set-up fee and monthly support fee is waived for the first 3 months when enrollment occurs 01/25/2025-05/31/2025. Monthly service fees begin on month 4. Monthly support fees and set-up fee waiver combined represent a savings of up to $55. Additional fees apply for add-on services. Offer only available in the greater San Antonio metropolitan area, defined as the San Antonio – New Braunfels MSA.

  5. The 4.50% Annual Percentage Yield (APY) is applicable to 90-day (i.e., 3-month) Certificate of Deposits opened on or before May 31,2025. A minimum deposit of $100,000 is required to open the CD, with a maximum limit of $500,000. A minimum balance of $1,000 is required to keep the CD active. This offer is available for individuals and businesses with annual revenues of $10,000,000 or less. Eligibility is limited to residents and businesses within the greater San Antonio metropolitan area, defined as the San Antonio – New Braunfels MSA. This offer can only be used once, up to the specified maximum limit. Penalties may be assessed for early withdrawals. Other restrictions may apply. All funds must be deposited in a single transaction. This offer and interest rate are subject to change at any time without notice.

  6. The duration of the CD will be for 120 days. The 4.05% Annual Percentage Yield (APY) is applicable to 120-day Standard CDs (i.e., 4 months). A minimum of $1,000 is required to open the CD, and a minimum of $1,000 is required to maintain it. All funds must be deposited in a single transaction. Penalties may be assessed for early withdrawals. Other restrictions may apply. This offer and interest rate are subject to change at any time without notice.