PERSONAL CHECKING CHOICES
FREE
CHECKING 2.0
VALUE
CHECKING
ADVANTAGE
CHECKING
ADVANTAGE 55
CHECKING
Account Features Simplified unlimited check writing with no monthly fee. Unlimited check writing loaded with many extras for a small monthly fee. Provides perks and premiums based on your entire banking relationship. If you’re 55 or over, Advantage 55 provides services to manage your money.
Online Banking & BillPay Free Free Free Free
Check Card Free Free Free Free
Check Card CashBack Yes Yes Yes Yes
Free ATMs Nationwide Yes Yes Yes Yes
Preferred Loan Rates 1/4% off with autodebit 1/4% off with autodebit 1/2% off with autodebit 1/2% off with autodebit
Emergency Medical CD Option --- --- --- Yes
CD Bonus --- --- Yes Yes
Earns Interest --- --- Yes Yes
Checks   Free Value Checking Checks Free initial supply of Advantage Checks Free Advantage 55 Checks
Official Checks, Money Orders & Travelers Checks Free Money Orders --- Free Free
Incoming and Outgoing Wires Free --- Free Free
Overdraft Fee Refund Yes Yes Yes Yes
Identity Theft Protection Free Free Free Free
Overdraft Protection $10 per transfer $10 per transfer $5 per transfer $5 per transfer
Safe Deposit Box --- --- Free Free
Shopping, Travel and Safety Premiums --- Yes --- ---
Minimum Opening Deposit $50 $50 $50 $50
Monthly Service Fee None $6 $15 $10
Balance Required to Waive Monthly Service Fee None None $10,000
in combined balances
$5,000
in combined balances

Click on the account titles for details regarding account features.