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Certificate of Deposits (CDs)

Certificates of Deposit (CDs) offer competitive returns on FDIC-insured savings. Plus, they can be a great tool for managing your money when you are able to set aside funds for a period of time.

Benefits of our CDs:
  • Lock in higher interest rates than many other savings products with flexible terms ranging from 7 days to 7 years.


  • Have your interest credited to your CD or a Bank of Texas checking, savings or money market account.


  • There is no fee to open a CD.


  • Most accounts are FDIC insured up to $250,000.


  • Many of our CDs can be styled as IRAs and Roths. Click here to learn more.


  • In many cases, a Bank of Texas CD can be used as collateral for a Bank of Texas loan.
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